Simply put, insurance business model is how insurance works. Insurance Companies create value by pooling and redistributing various type of risk. Insurance Company does this by collecting liabilities (i.e premiums) from everyone that it insures and then paying them out to the few that actually need them. The business model is to collect more in premium and investment income than is paid out in losses, and to also offer a competitive price which consumers will accept. All other activities in insurance business are centered on enhancing the profit.

A careful study of the profile of some of our Directors/Faculty Members shows that they have gained sufficient practical experience in underwriting, Claim Management, Product packaging, reinsurance, investment, marketing and other related services. Thus we are very capable in packaging general basic insurance program and advanced general insurance program. Similarly, program tailored to specific company needs and specific products are available for company’s consideration.

PEERLESS MGT & SOLUTION LTD.

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